The SF Bay Insurance Agency is a multi-line insurance agency, providing personalized insurance coverage for families and businesses. Serving clients in Newark, Fremont, Hayward, Milpitas, California. Our services include Auto, Home, Life, Business and Commercial Insurance.

Selected Mercantile Program

Big profits are in store for you with this program that covers a wide array of retail businesses.

General Liability

• Primary Limits up to $3,000,000 Occurrence/Aggregate
• Electronic Data Liability
• Liquor Liability
• Hired and Non-Owned Auto

Included Coverages:

• Medical Payments Coverage - $5,000 Limit
• Landlords as Additional Interests

Deductible:

• No Deductible Required

Property

• Basic, Broad or Special Form
• Replacement Cost or ACV
• Building
• Contents
• Business Income
• Equipment Breakdown
• Accounts Receivable
• Computer Equipment
• Outside Signs
• Valuable Papers
• Food Spoilage

Crime

• Inside the Premises - Theft of Money and Securities
• Inside the Premises - Robbery or Safe Burglary of Other Property
• Outside the Premises