The SF Bay Insurance Agency is a multi-line insurance agency, providing personalized insurance coverage for families and businesses. Serving clients in Newark, Fremont, Hayward, Milpitas, California. Our services include Auto, Home, Life, Business and Commercial Insurance.

Day Nursery or Preschool Program

Here's a program you can count on to grow. It covers licensed, registered, and state regulated day-care centers, in-home day care, before and after school programs, sick-child day care and child-care associated with other organizations (hotels, clubs, YMCA/YWCA, churches, etc.).

General Liability

• Primary Limits up to $3,000,000 Occurrence/Aggregate

Included Coverages:

• Medical Payments Coverage - $5,000 Limit
• Additional Interests
• Errors and Omissions - Policy Limits
• Sexual/Physical Abuse as follows: Day Care Centers $100,000 per claim/$300,000 aggregate (higher optional limits available); or In-Home Day Care Centers $25,000 per claim/$50,000 aggregate (higher optional limits available)

Deductible:

• No Deductible Required

Property

• Basic, Broad or Special Form
• Replacement Cost or ACV
• Building
• Contents
• Business Income
• Equipment Breakdown
• Accounts Receivable
• Computer Equipment
• Outside Signs
• Valuable Papers
• Food Spoilage

Crime

• Inside the Premises - Theft of Money and Securities
• Inside the Premises - Robbery or Safe Burglary of Other Property
• Outside the Premises