In an era when just about anything can be purchased on the Internet, many consumers miss the handshake that seals the deal, and buying insurance from a person you are talking to face-to-face with, provides peace of mind that you otherwise might not get.

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

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